Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
We Speak Fluent Medicare
The Term Team was founded to offer a personalized approach to financial health and wellness for idividuals, families and business’ from all walks of life. We are motivated and dedicated to recommit them to financial health and safe money principles practiced and taught from within our company. We genuinely seek to create a healthier and debt fress human race, one person at a time. This through a safe educational environment where learning and growth can happen.
Personalized Insurance Plans for Every Need
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
21735 CA HIGHWAY 18, APPLE VALLEY, CA 92307, US
(760) 247-7990
Hours: Monday – Friday: 9am – 7pm
Saturday: By Appointment Only
Sunday: Closed
CA Dept of Insurance Licence # 0C86169
Service Areas
Apple Valley
Victorville
Hesperia
Barstow
Adelanto
Wrightwood
Oak Hills
Barstow
Phelan
Lucerne Valley
Helendale
Big Bear